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If something is off, your credit card receipt gives you the ammo to dispute the charge with your credit card company. "By far the best reason for archiving receipts is in case of an IRS audit," says Jake Brereton, marketing manager for Shoeboxed, a company that digitizes customers' receipts.But it's also helpful in case you need it to use a warranty, get a refund challenge a charge or (duh! With Shoeboxed, you mail in an envelope of receipts and wait for them to be added to your cloud-based archive; basic service starts at a month.In an ideal world, a cashier should compare the signature on your receipt to the one on the back of your credit card.However, that rarely happens these days, and certainly no one at the bank is scrutinizing electronic signatures.